Cross-border payments
Pay suppliers and partners in 15+ currencies at transparent rates — Paystack for African corridors, Stripe internationally.
Learn more →
Live in Nigeria & Ghana
Business spend management & cross-border payments for Africa
Pay suppliers in 15+ currencies, issue virtual dollar cards, and run payroll — from one account built for compliance, not despite it. Powered by Paystack and Stripe.
No setup fee · KYC in minutes · AES-256 encrypted
Total balance
$48,920.50
NGN
₦18.4M
USD
$22,100
GHS
₵41,300
↗
Supplier payout · Shenzhen
Cross-border · USD
-$3,200.00
↙
Card funding · Marketing
Virtual card · USD
+$1,000.00
Built on infrastructure you can trust
Paystack
Stripe
AES-256 encryption
AWS Cognito auth
KYC · NDPR compliant
One account for every way your business moves money
Replace scattered bank apps, FX agents, and spreadsheets with a single, controlled system.
Virtual dollar cards
Issue USD and local cards for staff and subscriptions, each with its own limit, freeze switch, and spend trail.
Learn more →Spend control & approvals
Budgets, expense capture, and maker-checker approvals so money only leaves with the right sign-off.
Learn more →Payroll
Run recurring salary payouts across currencies with idempotent processing — no double-pays on retries.
Learn more →Live in three steps
1
Create your account
Sign up and complete KYC — BVN-verified in minutes for Nigerian businesses.
2
Fund & hold currencies
Get a virtual account, hold NGN/USD/GHS, and issue cards for your team.
3
Pay anyone, anywhere
Send cross-border payouts and payroll with approvals and a full audit trail.
Compliance and security, by default
Moving money across borders demands more than a pretty dashboard. Financiar is built so safety is the starting point.
- 🔒AES-256 field-level encryption — bank details are ciphertext at rest, not plaintext.
- 🛡️Mandatory KYC on money movement — server-enforced, aligned to NDPR & AML.
- ✅Maker-checker approvals — high-value payouts need a second authoriser.
- 🔑AWS Cognito authentication with transaction PINs on sensitive actions.
Security posture
AES-256
PII at rest
KYC
on every account
2-step
payout approvals
PIN
on transactions
Frequently asked questions
Which countries does Financiar support?
Live for businesses in Nigeria and Ghana today, with more African markets rolling out. Cross-border payments reach 15+ currencies via our partners.
Is my money and data safe?
Bank-detail fields are encrypted at rest with AES-256, auth runs on AWS Cognito, payments via Paystack and Stripe, and every account completes KYC in line with NDPR and AML.
How do cross-border payments work?
Fund your account, choose the destination country and currency, and Financiar routes the payout through the right partner at transparent rates.
Can I issue virtual dollar cards?
Yes — create USD and local cards for staff and subscriptions, with per-card limits and spend controls.
Run your money operations like a bank, not a spreadsheet
Open a Financiar account and pay your first supplier today.
Get started free